Why choose MOT Insurance


Claim limit of up to £650 for items listed as failing to meet current MOT standards


Covers repair or replacement of covered items


Low excess of only £25

Product Details

Key Facts
  • Typically covered components include Lights, Steering & Suspension, Brakes, Seat belts
  • For vehicles up to 10 years of age
  • For vehicles with up to 100,000 miles
Optional cover
  • Policy period can be extended to cover up to 3 years
Main exclusions
  • A waiting period of 3-6 months applies
  • A maximum vehicle age usually applies (e.g. up to 11 years)
  • Advisory items noted on a previous MOT
target Markets
  • General car insurance customers

Limitations and exclusions apply. Please read the policy documents for full detail

Working with us

This product is available to brokers or intermediaries, retail and affinity partnerships via:

Complimentary covers

This product can be taken individually or combined with a range of ancillary products to create a bespoke customer proposition

Speak to our dedicated business development teams



T: 0330 1078 777
E: broker@urisgroup.co.uk



T: 0344 854 2074
E: brokersupport@lutine.com

Corporate partnerships


T: 0344 412 4124
E: partnershipsteam@urisgroup.co.uk