Why choose Garden cover


Provides cover for a range of items not normally included on home insurance policies such as walls, gates, fences, hedges, patios, lawns, plants, ponds, rockeries and trellises


Doesn’t affect customer’s ‘No Claim’ bonus


Access to a 24/7 emergency helpline and a large network of reputable tradesmen

Product Details

Key Facts
  • Storm or Flood
  • Theft
  • Primary Heating System
  • Fire, lightening & explosion
  • Malicious/Accidental Damage
  • Wild Animals
  • Falling branches/masonry
Optional cover
  • Landscaping costs
  • Allotments
  • Tools
  • Liability cover
Main exclusions
  • Malicious damage caused by policyholder, family member, tenant or paying guest
  • Damage by birds/animals/insects/domestic pets
  • Frost damage
  • Claims within first 30 days
target Markets
  • Residential and let properties

Limitations and exclusions apply. Please read the policy documents for full detail

Working with us

This product is available to brokers or intermediaries, retail and affinity partnerships via:

Complimentary covers

This product can be taken individually or combined with a range of ancillary products to create a bespoke customer proposition

Speak to our dedicated business development teams



T: 0330 1078 777
E: broker@urisgroup.co.uk



T: 0344 854 2074
E: brokersupport@lutine.com

Corporate partnerships


T: 0344 412 4124
E: partnershipsteam@urisgroup.co.uk