Why choose Excess Protection


Provides customers with cover for both compulsory and voluntary excesses on their core insurance policy e.g. Motor Insurance.


Customers can benefit from reduced premiums on their core insurance policies by increasing voluntary excesses and covering these under an excess protection policy


Unlimited number of claims up to the claim limit


Covers your immediate family members


Covers customer excess on a valid motor/motorbike claim, where recovery cannot be made from a third party

Product Details

Key Facts
  • Motor
  • Home
  • Travel
  • Pet
  • Private Health
  • Car Hire
  • Range of claim limits including £250, £500, £750 & £1,000
Optional cover
  • Subsidence and escape of water excess
  • Glass and key excesses
Main exclusions
  • Windscreen, glass damage or key excess
  • Claims where the excess has been waived or the policyholder has been reimbursed by a 3rd party
target Markets
  • Home and motor customers

Limitations and exclusions apply. Please read the policy documents for full detail

Working with us

This product is available to brokers or intermediaries, retail and affinity partnerships via:

Complimentary covers

This product can be taken individually or combined with a range of ancillary products to create a bespoke customer proposition

Speak to our dedicated business development teams



T: 0330 1078 777
E: broker@urisgroup.co.uk



T: 0344 854 2074
E: brokersupport@lutine.com

Corporate partnerships


T: 0344 412 4124
E: partnershipsteam@urisgroup.co.uk